How did we get here (in this recession)?

I'm sure this question has been in the back of everyone's mind lately. If you are like me (an admitted insomniac) then you've even been up late at night with these racing questions plagueing your mind.

I just read this article in BYU Magazine that simply and succinctly explains how we got here. I thought it was informative and not too 'over-your-head.' I would, however, like to attend a forum of economists that debate the current 'Stimulus Package.' Anyone else out there a little wary?